:root{--vi-deep:#102f4e;--vi-navy:#153b5d;--vi-blue:#0a76b8;--vi-teal:#0e8e95;--vi-ink:#14283d;--vi-muted:#586d80;--vi-soft:#f4f7f8;--vi-line:#d9e3e9;--vi-yellow:#f1c34b;--vi-white:#fff;--vi-shadow:0 20px 60px rgba(16,47,78,.14)}
*{box-sizing:border-box}html{scroll-behavior:smooth}html.vi-mega-is-open{overflow:hidden}.vi-body{margin:0;color:var(--vi-ink);font-family:"DM Sans",Arial,sans-serif;background:#fff}.vi-body img{display:block;max-width:100%}.vi-shell{width:min(1500px,calc(100% - 64px));margin:auto}

/* header */
.vi-header{position:sticky;top:0;z-index:1000;background:#fff;border-bottom:1px solid #e0e7ec}.vi-header__inner{width:min(1500px,calc(100% - 48px));min-height:98px;margin:auto;display:flex;align-items:center;gap:36px}.vi-brand{display:flex;align-items:center;gap:14px;text-decoration:none;color:var(--vi-ink);flex-shrink:0}.vi-brand__logo{width:124px;height:64px;object-fit:contain}.vi-brand__copy{display:grid;gap:4px}.vi-brand__copy strong{font:800 17px "Plus Jakarta Sans",sans-serif}.vi-brand__copy b{color:#0c6eae;font-size:21px}.vi-nav{margin-left:auto;display:flex;align-items:center;gap:3px}.vi-nav-trigger,.vi-nav-link{appearance:none;border:0;background:transparent;min-height:52px;padding:0 13px;display:inline-flex;align-items:center;justify-content:center;gap:8px;color:#20394f;font:800 15px "DM Sans",sans-serif;text-decoration:none;cursor:pointer;white-space:nowrap;border-radius:0}.vi-nav-trigger:hover,.vi-nav-link:hover,.vi-nav-trigger[aria-expanded="true"]{color:#06729a;background:#eef5f7}.vi-nav-trigger span{transition:transform .18s}.vi-nav-trigger[aria-expanded="true"] span{transform:rotate(180deg)}.vi-nav__cta{margin-left:6px;padding:14px 18px;border-radius:7px;background:#0876a3;color:#fff;text-decoration:none;font-weight:900;white-space:nowrap}.vi-menu-button{display:none;margin-left:auto;border:1px solid #d5dfe5;border-radius:8px;background:#fff;color:#173d59;padding:11px 14px;font-weight:900}

/* mega menu, Mutual-style sheet */
.vi-mega-wrap{position:absolute;left:0;right:0;top:100%;z-index:1200}.vi-mega-wrap[hidden]{display:none}.vi-mega-wrap.is-open{display:block}.vi-mega-scrim{position:fixed;inset:98px 0 0;border:0;background:rgba(16,39,57,.20);z-index:-1;cursor:default}.vi-mega{background:#fff;border-top:1px solid #e2e8ec;box-shadow:0 24px 40px rgba(17,40,58,.14);opacity:0;transform:translateY(-7px);transition:.18s ease}.vi-mega[hidden]{display:none}.vi-mega.is-open{opacity:1;transform:none}.vi-mega__topline,.vi-mega__grid{width:min(1320px,calc(100% - 64px));margin:auto}.vi-mega__topline{padding:18px 0 10px;display:flex;align-items:center;justify-content:space-between}.vi-mega__topline>span{font-size:12px;font-weight:900;letter-spacing:.14em;color:#377089}.vi-mega__topline button{border:0;background:transparent;color:#263d50;font-weight:900;cursor:pointer}.vi-mega__grid{display:grid;grid-template-columns:1.1fr 1fr 1fr;padding:10px 0 34px}.vi-mega__lead{padding:22px 42px 12px 0}.vi-mega__lead h2{margin:0 0 12px;color:var(--vi-deep);font:800 31px/1.08 "Plus Jakarta Sans",sans-serif}.vi-mega__lead p{margin:0 0 18px;color:var(--vi-muted);line-height:1.6}.vi-mega__lead>a{color:#07759a;font-weight:900;text-decoration:none}.vi-mega__col{padding:14px 30px;border-left:1px solid #dfe6ea;display:flex;flex-direction:column}.vi-mega__col>a{padding:12px 10px;margin:0 -10px;color:#18384f;text-decoration:none;border-radius:6px}.vi-mega__col>a:hover{background:#f3f7f8;color:#05708f}.vi-mega__col strong{display:block;font-size:16px}.vi-mega__col span{display:block;margin-top:4px;color:#6b7b89;font-size:13px;line-height:1.4}

/* hero */
.vi-hero{display:grid;grid-template-columns:1fr 1fr;min-height:720px;background:var(--vi-navy)}.vi-media{margin:0;overflow:hidden;min-height:520px}.vi-media img{width:100%;height:100%;object-fit:cover;object-position:center}.vi-media--hero{min-height:720px}.vi-media--hero img{object-position:center 45%}.vi-hero__copy{padding:66px clamp(38px,5vw,92px);display:flex;flex-direction:column;justify-content:center;color:#fff}.vi-eyebrow{margin:0 0 13px;color:#087db6;font-size:13px;font-weight:900;letter-spacing:.13em}.vi-eyebrow--light{color:#b9e5ed}.vi-hero h1{max-width:790px;margin:0 0 22px;font:800 clamp(46px,4.5vw,76px)/1.03 "Plus Jakarta Sans",sans-serif;letter-spacing:-.045em}.vi-lead{max-width:730px;margin:0 0 30px;color:#dbe8f0;font-size:21px;line-height:1.55}.vi-hero__actions,.vi-actions{display:flex;gap:12px;flex-wrap:wrap}.vi-button,.vi-actions a{padding:14px 19px;border-radius:10px;background:red;color:#fff;font-weight:900;text-decoration:none}.vi-button--light{background:#fff;color:var(--vi-deep)}.vi-button--outline{background:transparent;border:1px solid rgba(255,255,255,.5)}

/* steps */
.vi-steps{border-bottom:1px solid var(--vi-line);background:#fff}.vi-steps__grid{display:grid;grid-template-columns:repeat(3,1fr);gap:38px;padding:44px 0}.vi-step{display:grid;grid-template-columns:62px 1fr;gap:18px}.vi-step>span{width:58px;height:58px;border-radius:50%;display:grid;place-items:center;background:var(--vi-yellow);font-size:25px;font-weight:900}.vi-step h3{margin:2px 0 8px;font-size:22px}.vi-step p{margin:0;color:var(--vi-muted);font-size:17px;line-height:1.55}

/* sections/cards/topics */
.vi-section,.vi-topic-section{padding:84px 0;background:#fff}.vi-section--soft,.vi-topic-section--soft{background:var(--vi-soft)}.vi-section-title{margin:0 0 18px;font:800 clamp(42px,4vw,66px)/1.04 "Plus Jakarta Sans",sans-serif;letter-spacing:-.045em}.vi-section-intro{max-width:850px;margin:0 0 34px;color:var(--vi-muted);font-size:20px;line-height:1.55}.vi-card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.vi-card{min-height:285px;padding:30px;border:1px solid var(--vi-line);border-radius:20px;background:#fff;box-shadow:0 10px 28px rgba(16,47,78,.055);display:flex;flex-direction:column}.vi-card>span,.vi-topic>span{color:#0875a1;font-size:12px;font-weight:900;letter-spacing:.11em}.vi-card h3{margin:14px 0 12px;font:800 27px/1.12 "Plus Jakarta Sans",sans-serif}.vi-card p{margin:0 0 22px;color:var(--vi-muted);font-size:17px;line-height:1.56}.vi-card a{margin-top:auto;color:#05789a;font-weight:900;text-decoration:none}.vi-topic-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}.vi-topic-grid--three{grid-template-columns:repeat(3,minmax(0,1fr))}.vi-topic{position:relative;min-height:300px;padding:32px;border:1px solid var(--vi-line);border-radius:20px;background:#fff;scroll-margin-top:118px}.vi-topic:before{content:"";position:absolute;left:32px;top:0;width:54px;height:4px;background:var(--vi-teal)}.vi-topic h3{margin:11px 0 13px;font:800 28px/1.12 "Plus Jakarta Sans",sans-serif}.vi-topic p{margin:0 0 17px;color:var(--vi-muted);font-size:17px;line-height:1.62}.vi-topic small{color:#687d8e;font-weight:700;line-height:1.5}.vi-topic--compact{min-height:235px}.vi-topic--compact h3{font-size:23px}

/* editorial */
.vi-editorial{display:grid;grid-template-columns:1fr 1fr;min-height:690px;background:var(--vi-soft)}.vi-editorial--reverse>.vi-editorial__copy{order:1}.vi-editorial--reverse>.vi-media{order:2}.vi-editorial__copy{padding:70px clamp(38px,6vw,95px);display:flex;flex-direction:column;justify-content:center}.vi-editorial__copy h2,.vi-final h2,.vi-disclosures h2{margin:0 0 18px;font:800 clamp(42px,4vw,65px)/1.04 "Plus Jakarta Sans",sans-serif;letter-spacing:-.045em}.vi-editorial__copy>p:not(.vi-eyebrow){color:var(--vi-muted);font-size:19px;line-height:1.6}.vi-text-link{margin-top:15px;color:#057b9b;font-weight:900;text-decoration:none}.vi-notice{margin-top:22px;padding:20px;border-left:5px solid var(--vi-yellow);background:#fff;color:#30485b;line-height:1.55}

/* faq */
.vi-faq-layout{display:grid;grid-template-columns:.9fr 1.1fr;gap:80px}.vi-accordion{border-top:1px solid #c7d4df}.vi-accordion article{border-bottom:1px solid #c7d4df;scroll-margin-top:118px}.vi-accordion button{width:100%;padding:21px 0;border:0;background:transparent;color:var(--vi-ink);display:flex;align-items:center;justify-content:space-between;gap:20px;text-align:left;font:800 22px "DM Sans",sans-serif;cursor:pointer}.vi-accordion button b{color:#0a83a8;font-size:38px;font-weight:400}.vi-answer{padding:0 40px 21px 0}.vi-answer[hidden]{display:none}.vi-answer p{margin:0;color:var(--vi-muted);font-size:17px;line-height:1.58}

/* disclosures */
.vi-disclosures{padding:86px 0;background:#0d2d47;color:#fff}.vi-disclosures__intro{max-width:850px;color:#d2e3ed;font-size:19px;line-height:1.6}.vi-disclosure-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin-top:32px}.vi-disclosure-grid article{display:grid;grid-template-columns:44px 1fr;gap:15px;padding:22px;border:1px solid rgba(255,255,255,.17);border-radius:14px;background:rgba(255,255,255,.055);scroll-margin-top:118px}.vi-disclosure-grid article>span{width:36px;height:36px;border-radius:50%;display:grid;place-items:center;background:#f2c84e;color:#17354d;font-weight:900}.vi-disclosure-grid h3{margin:2px 0 7px;font-size:18px}.vi-disclosure-grid p{margin:0;color:#cfdfe9;line-height:1.55}

/* final/footer */
.vi-final{padding:72px 0;background:#eef5f6}.vi-final__grid{display:grid;grid-template-columns:1.2fr .8fr;gap:70px;align-items:center}.vi-final p{color:var(--vi-muted);font-size:20px;line-height:1.55}.vi-final .vi-actions a:nth-child(2){background:#fff;color:var(--vi-deep);border:1px solid #cddbe2}.vi-final .vi-actions a:nth-child(3){background:#173d59}.vi-footer{padding:50px 0 100px;background:#08243b;color:#d9e6ee}.vi-footer h3{color:#fff;font-size:24px}.vi-footer p{font-size:15px;line-height:1.7}.vi-footer a{color:#fff}.vi-footer__links{display:flex;gap:18px;flex-wrap:wrap;margin-top:24px;padding-top:20px;border-top:1px solid rgba(255,255,255,.16)}.vi-copy{opacity:.8}.vi-back-top{position:fixed;left:50%;bottom:16px;z-index:850;width:60px;height:60px;border:0;border-radius:50%;display:grid;place-items:center;transform:translateX(-50%);background:#0b7ca3;color:#fff;box-shadow:0 10px 28px rgba(0,0,0,.23);font-size:29px;opacity:0;visibility:hidden;pointer-events:none;cursor:pointer;transition:.2s}.vi-back-top.is-visible{opacity:1;visibility:visible;pointer-events:auto}.vi-anchor-highlight{animation:anAnchorHighlight 1.1s ease}@keyframes anAnchorHighlight{0%,100%{box-shadow:inherit}35%{box-shadow:0 0 0 5px rgba(10,118,184,.14),0 18px 38px rgba(16,47,78,.12)}}

#productos,#dental,#vision,#accidentes,#hospital,#criticas,#combinacion,#revisar,#red,#espera,#limites,#exclusiones,#coordinacion,#renovacion,#preguntas,#faq-reemplaza,#faq-dental,#faq-vision,#faq-accidente,#faq-hospital,#faq-preexistente,#faq-espera,#faq-cotizar,#disclosures,#disclosure-medical,#disclosure-contract,#disclosure-wait,#disclosure-fixed,#disclosure-accept,#disclosure-advice,#disclosure-cancel{scroll-margin-top:118px}

@media(max-width:1050px){.vi-header__inner{min-height:82px;width:min(100% - 28px,1500px)}.vi-brand__logo{height:56px;width:112px}.vi-brand__copy b{font-size:18px}.vi-menu-button{display:inline-flex}.vi-nav{display:none;position:absolute;left:0;right:0;top:100%;padding:8px 18px 18px;background:#fff;border-top:1px solid #e1e7eb;box-shadow:0 16px 28px rgba(23,48,67,.12);flex-direction:column;align-items:stretch}.vi-nav.vi-nav--open{display:flex}.vi-nav-trigger,.vi-nav-link{width:100%;min-height:52px;padding:0 10px;border-bottom:1px solid #edf1f3;justify-content:space-between}.vi-nav__cta{margin:10px 0 0;text-align:center}.vi-mega-wrap{position:fixed;inset:0;top:0;z-index:1400;background:#fff;overflow:auto}.vi-mega-scrim{display:none}.vi-mega{box-shadow:none;border:0}.vi-mega__topline,.vi-mega__grid{width:min(100% - 36px,760px)}.vi-mega__topline{padding-top:20px}.vi-mega__grid{grid-template-columns:1fr;padding-top:12px}.vi-mega__lead{padding:10px 0 22px}.vi-mega__col{padding:18px 0;border-left:0;border-top:1px solid #dfe6ea}.vi-hero,.vi-editorial,.vi-final__grid,.vi-faq-layout{grid-template-columns:1fr}.vi-media--hero{min-height:470px}.vi-hero__copy{padding:48px 34px}.vi-steps__grid{grid-template-columns:1fr}.vi-card-grid,.vi-topic-grid--three{grid-template-columns:1fr 1fr}.vi-editorial--reverse>.vi-editorial__copy,.vi-editorial--reverse>.vi-media{order:initial}.vi-editorial .vi-media{min-height:470px}.vi-faq-layout{gap:28px}.vi-disclosure-grid{grid-template-columns:1fr}.vi-final__grid{gap:30px}}
@media(max-width:650px){.vi-shell{width:min(100% - 36px,1500px)}.vi-header__inner{min-height:72px}.vi-brand__logo{width:98px;height:48px}.vi-brand__copy{display:none}.vi-menu-button span{display:none}.vi-hero{min-height:auto}.vi-media--hero{min-height:330px}.vi-hero__copy{padding:36px 18px}.vi-hero h1{font-size:40px}.vi-lead{font-size:18px}.vi-steps__grid{padding:34px 0}.vi-section,.vi-topic-section{padding:60px 0}.vi-card-grid,.vi-topic-grid,.vi-topic-grid--three{grid-template-columns:1fr}.vi-topic{min-height:0;padding:26px 22px}.vi-topic:before{left:22px}.vi-editorial .vi-media{min-height:350px}.vi-editorial__copy{padding:48px 20px}.vi-editorial__copy h2,.vi-final h2,.vi-disclosures h2,.vi-section-title{font-size:38px}.vi-accordion button{font-size:19px}.vi-final{padding:52px 0}.vi-disclosures{padding:60px 0}.vi-back-top{width:52px;height:52px;font-size:25px}}