:root{--md-navy:#173f67;--md-blue:#0874b9;--md-deep:#102f4e;--md-ink:#13273c;--md-muted:#5a6c7d;--md-soft:#f3f6f8;--md-line:#d9e2e8;--md-yellow:#f3c342;--md-shadow:0 18px 48px rgba(16,47,78,.12)}
*,*::before,*::after{box-sizing:border-box}html{scroll-behavior:smooth}html.md-mega-is-open{overflow:hidden}.md-body{margin:0;color:var(--md-ink);font-family:"DM Sans",Arial,sans-serif;background:#fff}.md-body img{display:block;max-width:100%}.md-shell{width:min(1500px,calc(100% - 64px));margin:auto}

/* HEADER */
.md-header{position:sticky;top:0;z-index:1000;background:#fff;border-bottom:1px solid #dfe6eb}.md-header__inner{width:min(1500px,calc(100% - 48px));min-height:96px;margin:auto;display:flex;align-items:center;gap:34px}.md-brand{display:flex;align-items:center;gap:15px;text-decoration:none;color:var(--md-ink);flex:0 0 auto}.md-brand__logo{width:142px;height:70px;object-fit:contain}.md-brand__copy{display:grid;gap:2px}.md-brand__copy strong{font:800 18px "Plus Jakarta Sans",sans-serif}.md-brand__copy b{font-size:23px;color:#0c6eae}.md-nav{margin-left:auto;display:flex;align-items:stretch;min-height:96px}.md-nav-trigger,.md-nav-link{appearance:none;-webkit-appearance:none;border:0;border-bottom:4px solid transparent;background:transparent;color:#23364a;min-height:96px;padding:0 17px;display:inline-flex;align-items:center;gap:7px;font:800 16px/1 "DM Sans",sans-serif;text-decoration:none;white-space:nowrap;cursor:pointer}.md-nav-trigger:hover,.md-nav-trigger:focus-visible,.md-nav-link:hover,.md-nav-link:focus-visible{color:#075f93;background:#f7fafb;outline:none}.md-nav-trigger[aria-expanded="true"]{color:#075f93;border-bottom-color:#0874b9;background:#f7fafb}.md-nav-trigger span{font-size:15px;transition:transform .18s ease}.md-nav-trigger[aria-expanded="true"] span{transform:rotate(180deg)}.md-nav__cta{align-self:center;margin-left:10px;padding:14px 20px;border-radius:4px;background:#0874b9;color:#fff;font-weight:900;text-decoration:none;white-space:nowrap}.md-nav__cta:hover{background:#065f98}.md-menu-button{display:none;margin-left:auto;padding:12px 14px;border:1px solid #d5dfe6;background:#fff;color:#153852;font:800 15px inherit;cursor:pointer;gap:8px;align-items:center}

/* MUTUAL-INSPIRED MEGA SHEET */
.md-mega-wrap{position:absolute;left:0;right:0;top:100%;z-index:1200}.md-mega-wrap[hidden]{display:none}.md-mega-scrim{position:fixed;inset:96px 0 0;background:rgba(10,31,50,.12);opacity:0;transition:opacity .18s ease}.md-mega-wrap.is-open .md-mega-scrim{opacity:1}.md-mega{position:relative;width:100%;background:#fff;border-top:1px solid #dce4e9;border-bottom:1px solid #d6e0e7;box-shadow:0 18px 32px rgba(24,49,70,.12);opacity:0;transform:translateY(-6px);transition:opacity .18s ease,transform .18s ease}.md-mega[hidden]{display:none}.md-mega.is-open{opacity:1;transform:translateY(0)}.md-mega__topline{width:min(1500px,calc(100% - 64px));margin:auto;padding:23px 0 18px;display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid #e0e6ea}.md-mega__topline p{margin:0;color:#26425a;font-size:13px;font-weight:900;letter-spacing:.14em;text-transform:uppercase}.md-mega__close{appearance:none;border:0;background:transparent;color:#24425a;font:800 15px "DM Sans",sans-serif;display:inline-flex;align-items:center;gap:9px;cursor:pointer}.md-mega__close span{font-size:28px;font-weight:300;line-height:1}.md-mega__grid{width:min(1500px,calc(100% - 64px));margin:auto;display:grid;grid-template-columns:1.08fr 1fr 1fr;padding:28px 0 34px}.md-mega__lead{padding:10px 54px 8px 0}.md-mega__lead h2{margin:8px 0 12px;max-width:430px;font:800 clamp(27px,2.2vw,38px)/1.08 "Plus Jakarta Sans",sans-serif;letter-spacing:-.03em;color:#143a5c}.md-mega__lead>p:not(.md-mega__eyebrow){max-width:470px;margin:0 0 24px;color:#5c6f7f;font-size:16px;line-height:1.55}.md-mega__lead>a{display:inline-flex;gap:10px;color:#086da9;font-weight:900;text-decoration:none}.md-mega__eyebrow{margin:0;color:#0874b9;font-size:12px;font-weight:900;letter-spacing:.13em}.md-mega__col{padding:7px 36px 5px;border-left:1px solid #dfe6ea}.md-mega__col h3{margin:0 0 11px;color:#263f55;font-size:13px;font-weight:900;letter-spacing:.08em;text-transform:uppercase}.md-mega__col a{display:block;padding:12px 0;color:#18354d;text-decoration:none;border-bottom:1px solid #edf1f3}.md-mega__col a:last-child{border-bottom:0}.md-mega__col a:hover strong{color:#0874b9}.md-mega__col strong{display:block;font-size:17px;line-height:1.25}.md-mega__col small{display:block;margin-top:4px;color:#687a89;font-size:13px;line-height:1.35}.md-mega__grid--questions .md-mega__col a{padding:16px 0}.md-mega__grid--questions .md-mega__col strong{font-size:16px}

/* HERO + REST OF LANDING */
.md-hero{display:grid;grid-template-columns:1fr 1fr;min-height:720px;background:var(--md-navy)}.md-media{margin:0;overflow:hidden;min-height:520px}.md-media img{width:100%;height:100%;object-fit:cover;object-position:center}.md-media--hero{min-height:720px}.md-media--hero img{object-position:center 40%}.md-hero__copy{display:flex;flex-direction:column;justify-content:center;padding:64px clamp(38px,5vw,90px);color:#fff}.md-eyebrow{margin:0 0 13px;color:#0875be;font-size:14px;font-weight:900;letter-spacing:.13em}.md-eyebrow--light{color:#add9f7}.md-hero h1{font:800 clamp(46px,4.5vw,76px)/1.03 "Plus Jakarta Sans",sans-serif;letter-spacing:-.045em;margin:0 0 22px;max-width:760px}.md-lead{font-size:21px;line-height:1.55;color:#dbe8f3;max-width:720px;margin:0 0 30px}.md-review-card{background:#fff;color:var(--md-ink);padding:28px 30px;border-radius:24px;box-shadow:var(--md-shadow);max-width:760px}.md-review-card>span{font-size:13px;font-weight:900;letter-spacing:.12em;color:#0c74b9}.md-review-card h2{font:800 34px/1.1 "Plus Jakarta Sans",sans-serif;margin:7px 0 9px}.md-review-card p{font-size:18px;color:var(--md-muted);margin:0 0 18px}.md-review-card label{font-size:14px;font-weight:800}.md-review-card small{display:block;color:#67798b;line-height:1.45;margin-top:12px}.md-zip-row{display:flex;gap:10px;margin-top:7px}.md-zip-row input{min-width:0;flex:1;border:1px solid #c8d4df;border-radius:12px;padding:15px 16px;font:700 18px inherit;outline:none}.md-zip-row input:focus{border-color:var(--md-blue);box-shadow:0 0 0 3px rgba(11,120,200,.14)}.md-zip-row button,.md-button,.md-actions a{border:0;border-radius:12px;background:var(--md-blue);color:#fff;text-decoration:none;font-weight:900;padding:15px 19px;cursor:pointer}.md-steps{background:#fff;border-bottom:1px solid var(--md-line)}.md-steps__grid{display:grid;grid-template-columns:repeat(3,1fr);gap:40px;padding-block:44px}.md-step{display:grid;grid-template-columns:62px 1fr;gap:18px}.md-step>span{width:58px;height:58px;border-radius:50%;display:grid;place-items:center;background:var(--md-yellow);font-size:25px;font-weight:900}.md-step h3{font-size:23px;margin:1px 0 8px}.md-step p{color:var(--md-muted);font-size:17px;line-height:1.55;margin:0}.md-review-band{display:grid;grid-template-columns:1fr 1.12fr;min-height:590px;background:var(--md-soft)}.md-review-band__card{display:flex;flex-direction:column;justify-content:center;padding:70px clamp(38px,7vw,120px)}.md-review-band__card h2,.md-section-title,.md-editorial__copy h2,.md-final h2{font:800 clamp(42px,4vw,66px)/1.04 "Plus Jakarta Sans",sans-serif;letter-spacing:-.045em;margin:0 0 18px}.md-review-band__card>p:not(.md-eyebrow){font-size:20px;line-height:1.55;color:var(--md-muted);max-width:650px}.md-media--curve{border-radius:48% 0 0 48%}.md-section{padding:82px 0;background:#fff}.md-section-intro{font-size:20px;color:var(--md-muted);max-width:800px;margin:-3px 0 34px}.md-card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.md-card{border:1px solid var(--md-line);border-radius:22px;padding:30px;background:#fff;box-shadow:0 10px 30px rgba(16,47,78,.06);min-height:290px;display:flex;flex-direction:column}.md-card>span{font-size:13px;letter-spacing:.1em;font-weight:900;color:#0875be}.md-card h3{font:800 27px/1.12 "Plus Jakarta Sans",sans-serif;margin:14px 0 12px}.md-card p{font-size:17px;line-height:1.55;color:var(--md-muted);margin:0 0 22px}.md-card a{margin-top:auto;color:#0b71ba;text-decoration:none;font-weight:900}.md-editorial{display:grid;grid-template-columns:1fr 1fr;background:var(--md-soft);min-height:720px}.md-editorial--reverse>.md-editorial__copy{order:1}.md-editorial--reverse>.md-media{order:2}.md-editorial__copy{padding:70px clamp(38px,6vw,95px);display:flex;flex-direction:column;justify-content:center}.md-editorial__copy>p:not(.md-eyebrow){font-size:19px;color:var(--md-muted);line-height:1.55}.md-accordion{border-top:1px solid #c7d4df}.md-accordion article{border-bottom:1px solid #c7d4df}.md-accordion button{width:100%;border:0;background:transparent;padding:21px 0;display:flex;align-items:center;justify-content:space-between;gap:20px;text-align:left;font:800 24px "DM Sans",sans-serif;color:var(--md-ink);cursor:pointer}.md-accordion button b{font-size:40px;font-weight:400;color:var(--md-blue)}.md-answer{padding:0 40px 21px 0}.md-answer[hidden]{display:none}.md-answer p{margin:0;color:var(--md-muted);font-size:17px;line-height:1.55}.md-mini-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:8px 0 28px}.md-mini-grid article{background:#fff;border:1px solid var(--md-line);border-radius:17px;padding:20px}.md-mini-grid h3{margin:0 0 8px;font-size:19px}.md-mini-grid p{margin:0;color:var(--md-muted);line-height:1.5}.md-button{align-self:flex-start}.md-final{background:var(--md-deep);color:#fff;padding:72px 0}.md-final__grid{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}.md-final p{font-size:20px;line-height:1.55;color:#d6e5f0}.md-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.md-actions a:nth-child(2){background:#fff;color:var(--md-deep)}.md-footer{background:#0d2944;color:#dce8f2;padding:48px 0 100px}.md-footer h3{color:#fff;font-size:24px}.md-footer p{font-size:15px;line-height:1.65}.md-footer a{color:#fff}.md-footer__links{display:flex;gap:18px;flex-wrap:wrap;border-top:1px solid rgba(255,255,255,.16);padding-top:20px;margin-top:24px}.md-tpmo{margin-top:20px;padding:18px;border:1px solid rgba(255,255,255,.22);border-radius:14px;background:rgba(255,255,255,.06)}.md-copy{opacity:.8}.md-back-top{position:fixed;left:50%;bottom:16px;transform:translateX(-50%);z-index:850;width:62px;height:62px;border:0;border-radius:50%;display:grid;place-items:center;background:var(--md-blue);color:#fff;text-decoration:none;font-size:31px;box-shadow:0 10px 28px rgba(0,0,0,.25);opacity:0;visibility:hidden;pointer-events:none;transition:.2s;cursor:pointer}.md-back-top.is-visible{opacity:1;visibility:visible;pointer-events:auto}

@media(max-width:1050px){.md-header__inner{min-height:82px;width:min(100% - 28px,1500px)}.md-brand__logo{height:58px;width:118px}.md-brand__copy b{font-size:19px}.md-menu-button{display:inline-flex}.md-nav{display:none;position:absolute;left:0;right:0;top:100%;min-height:0;padding:8px 18px 18px;background:#fff;border-top:1px solid #e1e7eb;box-shadow:0 16px 28px rgba(23,48,67,.12);flex-direction:column;align-items:stretch}.md-nav.md-nav--open{display:flex}.md-nav-trigger,.md-nav-link{min-height:52px;width:100%;padding:0 10px;border-bottom:1px solid #edf1f3;justify-content:space-between}.md-nav-trigger[aria-expanded="true"]{border-bottom-color:#edf1f3}.md-nav__cta{margin:10px 0 0;text-align:center}.md-mega-wrap{position:fixed;inset:0;top:0;z-index:1400;background:#fff;overflow:auto}.md-mega-scrim{display:none}.md-mega{box-shadow:none;border:0}.md-mega__topline,.md-mega__grid{width:min(100% - 36px,760px)}.md-mega__topline{padding-top:20px}.md-mega__grid{grid-template-columns:1fr;padding-top:12px}.md-mega__lead{padding:10px 0 22px}.md-mega__col{padding:18px 0;border-left:0;border-top:1px solid #dfe6ea}.md-hero,.md-review-band,.md-editorial,.md-final__grid{grid-template-columns:1fr}.md-media--hero{min-height:480px}.md-hero__copy{padding:48px 34px}.md-steps__grid{grid-template-columns:1fr}.md-media--curve{border-radius:42% 42% 0 0;order:-1;min-height:460px}.md-card-grid{grid-template-columns:1fr 1fr}.md-editorial--reverse>.md-editorial__copy,.md-editorial--reverse>.md-media{order:initial}.md-editorial .md-media{min-height:500px}.md-final__grid{gap:34px}}
@media(max-width:650px){.md-shell{width:min(100% - 36px,1500px)}.md-header__inner{min-height:72px}.md-brand__logo{width:100px;height:50px}.md-brand__copy{display:none}.md-menu-button span:first-child{display:none}.md-hero{min-height:auto}.md-media--hero{min-height:340px}.md-hero__copy{padding:36px 18px}.md-hero h1{font-size:41px}.md-lead{font-size:18px}.md-review-card{padding:22px 18px;border-radius:19px}.md-review-card h2{font-size:30px}.md-zip-row{flex-direction:column}.md-steps__grid{padding-block:34px}.md-review-band__card,.md-editorial__copy{padding:48px 20px}.md-card-grid,.md-mini-grid{grid-template-columns:1fr}.md-section{padding:60px 0}.md-editorial .md-media{min-height:360px}.md-editorial__copy h2,.md-review-band__card h2,.md-section-title,.md-final h2{font-size:39px}.md-accordion button{font-size:20px}.md-final{padding:52px 0}.md-back-top{width:52px;height:52px;font-size:26px}}

/* =========================================================
   V11 — IN-PAGE EDUCATIONAL ANSWERS FOR MEGA MENU LINKS
   ========================================================= */

.md-topic-section {
  padding: 88px 0;
  background: #fff;
}

.md-topic-section--soft {
  background: var(--md-soft);
}

.md-topic-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 24px;
}

.md-topic-grid--three {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.md-topic {
  position: relative;
  min-height: 305px;
  padding: 32px;
  border: 1px solid var(--md-line);
  border-radius: 20px;
  background: #fff;
  box-shadow: 0 10px 30px rgba(16,47,78,.055);
  scroll-margin-top: 128px;
}

.md-topic::before {
  content: "";
  position: absolute;
  top: 0;
  left: 32px;
  width: 54px;
  height: 4px;
  border-radius: 0 0 6px 6px;
  background: var(--md-blue);
}

.md-topic > span {
  display: block;
  margin-bottom: 12px;
  color: #0874b9;
  font-size: 12px;
  font-weight: 900;
  letter-spacing: .12em;
}

.md-topic h3 {
  margin: 0 0 13px;
  color: var(--md-deep);
  font: 800 29px/1.12 "Plus Jakarta Sans", sans-serif;
  letter-spacing: -.025em;
}

.md-topic p {
  margin: 0 0 22px;
  color: var(--md-muted);
  font-size: 17px;
  line-height: 1.62;
}

.md-topic a {
  color: #086da9;
  font-weight: 900;
  text-decoration: none;
}

.md-topic a:hover {
  text-decoration: underline;
  text-underline-offset: 3px;
}

.md-topic--compact {
  min-height: 230px;
}

.md-topic--compact h3 {
  font-size: 24px;
}

/* Every destination reached from the mega menu clears the sticky header. */
#medicare,
#revision,
#cobertura,
#revisar,
#preguntas,
#medicare-original,
#medicare-advantage,
#parte-d,
#medigap,
#dual,
#extra-help,
#medicos,
#hospitales,
#especialistas,
#copagos,
#moop,
#formulario,
#revisar-medicos,
#revisar-medicamentos,
#revisar-costos,
#revisar-beneficios,
#faq-65,
#faq-medico,
#faq-dual,
#faq-medicamentos,
#faq-zip,
#faq-gobierno {
  scroll-margin-top: 128px;
}

/* Brief visual confirmation after a menu jump. */
.md-anchor-highlight {
  animation: mdAnchorHighlight 1.15s ease;
}

@keyframes mdAnchorHighlight {
  0%, 100% { box-shadow: inherit; }
  35% { box-shadow: 0 0 0 5px rgba(11,120,200,.16), 0 18px 38px rgba(16,47,78,.12); }
}

@media (max-width: 1050px) {
  .md-topic-grid,
  .md-topic-grid--three {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 650px) {
  .md-topic-section {
    padding: 60px 0;
  }

  .md-topic-grid,
  .md-topic-grid--three {
    grid-template-columns: 1fr;
  }

  .md-topic {
    min-height: 0;
    padding: 26px 22px;
    scroll-margin-top: 92px;
  }

  .md-topic::before {
    left: 22px;
  }

  .md-topic h3 {
    font-size: 25px;
  }
}